Occupancy Verification

Occupancy Status Confirmed.
Same 4 Shots. Every Visit.

Every occupancy verification order follows a standardized shot list — front, house number, mailbox, and occupancy indicator — so servicers and AMCs get consistent, court-ready documentation every time.

24–48 hr turnaround
Admin QC on every order
Standardized shot list
Admin QC reviewEvery photo set reviewed before delivery
24–48 hr turnaroundNationwide coverage with local photographers
GPS-verified locationPhotographer coordinates logged on every job
High-res JPEGsMinimum 2MP, lender-compliant resolution
Structured deliveryPhotos labeled and organized by shot type
Instant downloadDownload directly from your client portal

Verification Packages

Occupancy Verification Packages

Both packages use standardized required shot lists. Photographers know exactly what to document before arriving on site.

Most Popular

Occupancy Verification

Confirm occupied, vacant, or unknown status with standardized photo evidence.

4photos
24 hrs

Required Photos

  • Front
  • House Number
  • Mailbox
  • Occupancy Indicator

Occupancy Indicators (document what is visible)(optional)

  • Vehicles present
  • Furniture visible
  • Utilities active
  • Trash containers
  • Lights on
  • Other visible signs

Best For

  • Servicer occupancy checks
  • AMC field verification
  • Loss mitigation reviews
  • REO status confirmation
  • Photographer documents status as: Occupied, Vacant, or Unknown.
  • All visible occupancy indicators are photographed and noted.

Occupancy Verification + Notice Posting

Full occupancy check plus documented notice posting at the property.

6photos
24–48 hrs

Required Photos

  • Front
  • House Number
  • Mailbox
  • Occupancy Indicator
  • Notice Posted (wide shot)
  • Close-Up of Notice

Best For

  • Pre-foreclosure notice documentation
  • Servicer compliance requirements
  • Loss mitigation field visits
  • Regulatory documentation needs
  • Notice posting is documented with both a wide context shot and a close-up for legibility.
  • Photographer confirms notice is securely posted before departing.

Status Outcomes

Three Possible Determinations

Every occupancy verification order results in one of three documented statuses.

Occupied

Vehicles, furniture, utilities, lights, or other clear signs of active habitation

Vacant

No vehicles, no visible furnishings, utilities off, mail accumulation, overgrown lawn

Unknown

Insufficient evidence to determine status — photographer notes all observations

FieldPhoto Connect Standards

Every Photo. Every Order. Every Time.

AMCs, lenders, banks, and BPO companies rely on consistent deliverables. Every photo captured through FieldPhoto Connect automatically includes the following metadata and must meet our quality rules before release.

Auto-Embedded Metadata

Every photo automatically includes the following — no manual entry required from the photographer.

GPS Coordinates

Exact lat/long logged on every photo

Timestamp

Date and time embedded in metadata

Order Number

Linked to your portal order record

Photo Sequence

Numbered in required delivery order

Required Quality Rules

Our QC team reviews every photo set against these rules before releasing to your portal.

  • Clear and in focus
  • Property fills the frame
  • No excessive zoom or distortion
  • No duplicate photos submitted
  • Daylight preferred — no dark or blurry shots
  • Address visible in address confirmation photo

Why Standardized Shot Lists Matter

The biggest complaint from AMCs, lenders, banks, servicers, and BPO companies is inconsistent photos — different photographers delivering different angles, missing required shots, or submitting unusable images. FieldPhoto Connect solves this by requiring every photographer to follow the exact same shot list for every service type. The result: every order has the same deliverables regardless of which photographer completes the assignment.

Who Orders This

Built for Servicers, AMCs, and Lenders

Mortgage Servicers

Routine occupancy checks on delinquent or at-risk loans

AMCs

Pre-appraisal occupancy confirmation for valuation orders

Banks & Lenders

Portfolio monitoring and loss mitigation field visits

BPO Companies

Occupancy status documentation required for BPO completion

Ready to Order Occupancy Verification?

Create a free account and place your first order in minutes. Results delivered in 24–48 hours.